Money Tracker App

Money Tracker App is a private, iOS-native expense and money tracking tool, also known as Walleta, designed for individuals who want to log their spending without linking a bank account or creating an account. It combines one-tap category logging, on-device AI receipt scanning, monthly budget limits, calendar spending views, and category analytics into a single, streamlined workflow. The core value proposition is simplicity and privacy: users add purchases in seconds or point their camera at a receipt, and the on-device AI extracts the merchant, total, date, and category for verification before saving. No cloud sync means all financial data remains on the user's device, eliminating concerns about data breaches or third-party access. The app includes fourteen built-in categories covering food, groceries, transport, shopping, health, rent, bills, subscriptions, and more. Monthly budget tracking shows real-time progress and sends alerts when limits are approached. Users can visualize their spending through pie charts, bar graphs, and day-by-day calendar views that summarize weekly, monthly, and yearly patterns. Multi-currency support makes it suitable for travelers and expats. Money Tracker App is best for freelancers, students, privacy-conscious households, and anyone tired of juggling separate receipt scanners, loggers, and spreadsheets. It is designed for daily visibility into cash flow, not for tax filing, investment advice, or professional financial planning. The free version includes manual logging, while Walleta Pro unlocks unlimited AI receipt scans after three trial scans. Limitations include OCR working best on clear receipts (always verify results), charts reflecting only logged expenses, and the app being iOS-only. It does not replace tax, investment, or professional financial advice. For important numbers, users should verify totals against bank statements, invoices, or tax records.

One-Tap Category Logging

Add expenses or income in seconds by selecting from fourteen built-in categories such as food, groceries, transport, shopping, health, rent, bills, subscriptions, and more. Category suggestions speed up repeat entries based on rules, vendor names, or previous choices. This eliminates the need for complex spreadsheets or manual data entry, making daily logging fast and effortless. Users can also create custom categories to match their specific spending habits, ensuring every transaction fits neatly into their personal financial picture.

On-Device AI Receipt Scanning

Point your camera at a receipt, and the on-device AI extracts the merchant name, total amount, date, and category. You review and confirm the extracted data before saving, ensuring accuracy. This feature works best on clear, well-lit receipts and should always be verified for blurry or unusual layouts. The AI runs entirely on the device, meaning no receipt images or financial data are sent to external servers, preserving your privacy. After three free trial scans, Walleta Pro unlocks unlimited scans.

Monthly Budget Tracking and Alerts

Set monthly spending limits for each category or overall. The app tracks your progress in real time, showing how much you have spent and how much remains. When you approach or exceed a limit, the app sends an alert so you can adjust your spending before it becomes a problem. This feature helps users stay on top of recurring bills, subscriptions, rent, and insurance, preventing overspending and providing a clear picture of monthly cash flow.

Calendar Spending Views and Category Analytics

View your expenses and income on a day-by-day calendar, making it easy to see what happened on any given date. Pie charts and bar graphs summarize weekly, monthly, and yearly spending patterns by category. These visual reports turn daily logging into actionable insights, helping you identify trends, spot unusual spending, and understand where your money goes. Multi-currency support ensures travelers and expats can track spending in different currencies without manual conversion.

Daily Personal Expense Tracking

Individuals who want a fast, private way to log every purchase from coffee to groceries can use Money Tracker App to record transactions in seconds. By logging daily, users build a reliable history that reveals spending patterns, helps identify wasteful habits, and supports better budgeting decisions. The app works offline, so no internet connection is needed to add entries, making it ideal for tracking cash purchases, small transactions, or expenses on the go.

Freelancer Income and Expense Management

Freelancers often deal with irregular income from multiple clients and various business expenses. Money Tracker App allows them to log both freelance income and business-related purchases separately, using categories like freelance income, office supplies, travel, and software subscriptions. Receipt scanning helps attach proof for tax-deductible items. While the app is not a replacement for professional accounting, it provides a clear, searchable record of cash flow that can be exported for tax preparation or client billing.

Household Shared Expense Tracking

Families or roommates who share costs like rent, utilities, groceries, and dining out can use Money Tracker App to log who paid what and when. By categorizing shared expenses and reviewing monthly reports, everyone can see their contributions and outstanding balances. The app's privacy focus ensures that no one's bank account is linked, and data stays on the device. This is especially useful for households that prefer manual control over automated bank-feed categorization.

Travel and Multi-Currency Spending

Travelers and expats who deal with multiple currencies can log expenses in their local currency or the currency of the country they are visiting. Money Tracker App supports multi-currency tracking, so users can see spending in euros, dollars, yen, or any other currency without manual conversion. Receipt scanning helps capture foreign receipts, and calendar views show spending by date, making it easy to track travel budgets, reimbursements, and daily allowances.

Does Money Tracker App require linking a bank account or creating an account?

No. Money Tracker App is designed for privacy-minded manual tracking. You do not need to link a bank account, create an online account, or provide any personal information. All data is stored locally on your device, and no cloud sync is required. This means your financial information never leaves your iPhone, and you have complete control over your data.

How does the AI receipt scanning work, and is it accurate?

The on-device AI scans the receipt image and extracts the merchant name, total amount, date, and category. It works best on clear, well-lit, and flat receipts. You must review and confirm the extracted data before saving, as blurry receipts, unusual layouts, or handwritten notes can produce incorrect results. The free version includes three trial scans, and Walleta Pro unlocks unlimited scans. Always verify OCR results against the physical receipt.

Can I use Money Tracker App for tax filing or business accounting?

No. Money Tracker App is a personal expense and income tracker designed for daily visibility into cash flow. It is not a replacement for tax filing, business accounting, investment advice, or professional financial planning. While you can export records as CSV or PDF, you should verify totals against bank statements, invoices, and tax records. For important financial decisions, consult a qualified professional.

Is Money Tracker App available on Android or other platforms?

No. Money Tracker App (Walleta) is currently available only on iOS for iPhone. It is not available on Android, iPad, Mac, or web browsers. The app is designed exclusively for the iOS ecosystem, leveraging on-device AI and local storage features specific to Apple devices. Users with other platforms will need to look for alternative expense tracking solutions.